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22-Month CD and Money Market Account

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*APY = Annual Percentage Yield. | Rates effective 10/15/2018.

Share Certificate of Deposit: Minimum opening deposit is $2,500. Term is 22 months. The annual percentage yield you will earn assumes dividends remain until maturity. Early withdrawals on Share Certificates with terms of 12 months or more will incur a penalty of 180 days of dividends, whether earned or not. Only funds not currently on deposit at MSCU are eligible. Offer also available for IRAs (Individual Retirement Accounts). Offer may be withdrawn at any time without notice. Membership in MSCU is required with a minimum $5 deposit into a Membership Account.

Money Market Savings: Rate is effective as of October 15, 2018 and is guaranteed through December 31, 2019, and is subject to change thereafter. Earn 2.50% APY on balances of $100,000 and over. 2.25% APY on balances of $50,000 - $99,999.99. 2.00% APY on balances $2,500 - $49,999.99. 1.50% APY on balances $1,000 - $2,499.99. Balances less than $1,000 will earn no dividends. The minimum balance to earn a dividend is $1,000. Only funds not currently on deposit at MSCU are eligible. A minimum $5 balance in your membership share savings account is required. After the promotional period ends, the rates and tiers of the Promotional Money Market Savings account will be the standard rates and tiers currently in effect at that time. We reserve the right to convert your Promotional Money Market Savings account to a standard Money Market Savings account without prior notice. Fees may reduce earnings. Offer is subject to change without notice and may be withdrawn at any time. Other restrictions may apply. See us for further details.

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