Live More Checking requires no minimum balance and there are no monthly service fees. Maximum monthly virtual reward amount is $6. Virtual rewards can be used for purchases on iTunes, Amazon.com, and Google Play. Rewards expire 30-days after being rewarded. Maximum monthly ATM surcharge rebate amount is $10. Certain qualifications apply. Virtual rewards and ATM rebates are not earned if requirements are not met. The $25 virtual reward sign-up bonus will expire 60-days after account opening. Offer may be withdrawn at any time without notice. Membership in MSCU is required with a minimum $5 deposit into a Membership Account. This program is not sponsored by Apple, Amazon, or Google.