*APR = Annual Percentage Rate. New Home Equity Lines of Credit with an Introductory Rate (APR) of 1.99% are available as of 03/15/2021. The introductory rate of 1.99% is for six (6) billing cycles from the loan funding date. After that, the APR cannot fall below the minimum of 4.00% nor exceed a maximum of 18.00%. A variable rate will apply based on The Wall Street Journal Prime Rate. The APR shown is our lowest available, your rate may be higher depending on credit history and underwriting criteria. Advertised rates assume maximum loan to value of 75%. Maximum Line amount of $400,000. Term is 15 years. ₁No closing costs. Proof of homeowner’s insurance required. CT owner-occupied properties only. ₂Consult your tax advisor regarding the deductibility of interest. Subject to appraisal and credit approval. Offer may be withdrawn at any time. A $50 annual HELOC fee will be charged yearly during the 5-year draw period. Membership in Mutual Security Credit Union is required with a minimum $5 deposit into a Membership Account. Other terms and conditions may apply.